UPI mandates auto-debit money from your bank silently. Cancel unused ones immediately — banks rarely refund post-debit charges.
G
Google Pay
Most widely used UPI autopay app
Easy
How to find & cancel mandates
- Open Google Pay app on your phone
- Tap your profile photo at the top right corner
- Scroll down — tap "Autopay" or "Manage Autopay"
- All active UPI mandates are listed with amounts and dates
- Tap any mandate you want to stop → tap "Cancel mandate"
- Confirm with your UPI PIN — done instantly
Even if you stopped using a service, the mandate stays ACTIVE until you cancel it here. The merchant can still debit you.
Pe
PhonePe
UPI mandate management
Easy
How to find & cancel mandates
- Open PhonePe app
- Tap your profile photo at the top left
- Scroll to "UPI Mandates" section
- All mandates shown with next debit amount and date
- Tap any mandate → tap "Revoke mandate"
- Confirm — cancelled immediately
Pt
Paytm
UPI + wallet autopay
How to find & cancel mandates
- Open Paytm app
- Tap profile icon → go to "Passbook"
- Tap "UPI Autopay" tab at the top
- All mandates listed with next debit dates
- Tap any mandate → tap "Cancel mandate"
🏦
Your Bank App
SBI, HDFC, ICICI, Axis, Kotak...
Most Reliable
How to find & cancel mandates
- Open your bank's official app (SBI YONO, HDFC MobileBanking, iMobile etc.)
- Go to UPI section → look for "Manage Mandates" or "UPI Autopay"
- All mandates linked to that bank account appear
- Tap any mandate → "Revoke" or "Cancel Mandate"
- Approve with OTP or MPIN
Bank-level cancellation is the most reliable. Even if the merchant app fails to cancel, the bank will block the debit. Always cross-check here.
Credit/debit card subscriptions do NOT appear in UPI apps. You must check your card statement separately for recurring charges.
SI
Standing Instructions (SI)
Auto-debit from savings account
Check Now
- Open your bank's net banking or mobile app
- Navigate to "My Accounts" → "Standing Instructions"
- Full list of recurring auto-debits appears with amounts
- Select any you don't need → click "Cancel / Delete SI"
- Confirm with OTP — cancelled instantly
CC
Credit Card Autopay
HDFC, ICICI, Axis, SBI Card, Amex...
- Open your credit card app or net banking portal
- Go to "Transactions" → filter by "Recurring" or last 3 months
- Note all repeat charges — look for ₹99, ₹149, ₹199, ₹299, ₹499, ₹599
- To cancel: visit the service's website and cancel from your account settings
- If the service refuses refund: call your bank and raise a "recurring transaction dispute"
Banks can block a merchant from charging you again after you raise a dispute — use this as a last resort if a service won't let you cancel.
CR
CRED App
Best tool for credit card holders
Recommended
- Download CRED app and link your credit card
- Go to "Bills" or "Subscriptions" tab
- CRED automatically detects recurring charges on your card
- Shows each subscription with amount and last charge date
- Tap any subscription for step-by-step cancel instructions
CRED is one of the easiest ways to see ALL your card subscriptions in one place without manually scrolling statements.
Log into each platform with your mobile number or email to instantly check subscription status. Cancellation takes effect at the end of your billing period.
N
Netflix
₹149 – ₹649 / month
₹649 max
- Go to netflix.com on browser — sign in with your email or mobile
- Click your profile icon (top right) → click "Account"
- Under "Membership & Billing" → click "Cancel Membership"
- Confirm — you keep access till the current billing period ends
Netflix does NOT send cancellation reminders. If you forgot your email, try mobile number login or check your Gmail for Netflix receipts.
P
Amazon Prime
₹299 / month or ₹1,499 / year
₹1,499/yr
- Go to amazon.in → sign in to your account
- Hover "Account & Lists" → click "Prime Membership"
- Click "Manage Membership" → "End Membership"
- Choose "End on Renewal Date" to avoid losing current period benefits
H
Disney+ Hotstar
₹299 – ₹1,499 / year
- Open Hotstar app or go to hotstar.com
- Tap profile icon → "Subscription"
- Tap your current plan → "Cancel Subscription"
- If you subscribed via Jio or Airtel plan — cancel from their app instead
Many Jio/Airtel plans include Hotstar free. If so, you don't need to cancel separately — just change your telecom plan.
SL
Sony LIV
₹299 – ₹999 / year
- Go to sonyliv.com or open app → sign in
- Tap Profile → "My Subscription"
- Tap "Cancel Subscription" → confirm
- If paid via UPI mandate — also cancel the mandate in your UPI app
Z5
Zee5
₹99 – ₹999 / year
- Open zee5.com or the app → sign in
- Go to Profile → "Subscription & Billing"
- Tap "Cancel Plan" → follow the prompts
Sp
Spotify
₹119 / month
- Go to spotify.com in a browser — log in
- Click your profile (top right) → "Account"
- Under "Your plan" → click "Cancel Premium"
- Follow steps — you get free tier after billing period
YT
YouTube Premium
₹139 / month
- Go to youtube.com/paid_memberships
- Click "Manage" next to YouTube Premium
- Click "Cancel Membership" → confirm
𝕏
Twitter / X Premium
₹650 – ₹1,300 / month
Expensive
- Open x.com or X app → sign in
- Go to Settings → "Subscriptions"
- Tap "Manage" → "Cancel Subscription"
- ⚠️ If subscribed via iOS App Store or Google Play — cancel there, NOT on x.com
Critical: If you subscribed through the mobile app, cancelling on x.com will NOT stop the charge. Cancel from Google Play → Subscriptions or iPhone → Settings → Apple ID → Subscriptions.
Ai
Airtel Thanks App
OTT bundles, paid add-ons, VAS
- Open Airtel Thanks app
- Tap "My Account" → "My Subscriptions"
- All OTT add-ons and paid services listed
- Tap any → "Unsubscribe"
- Or call 121 and say "cancel subscriptions" to agent
Airtel bundles often include Hotstar, Amazon, Wynk Music. Check if you're paying separately for what's already in your plan — that's double paying.
Ji
MyJio App
JioCinema, OTT packs, add-ons
- Open MyJio app
- Tap "My Plans" → "Subscriptions"
- All active add-ons and OTT packs shown with renewal dates
- Tap any → "Remove add-on" or "Unsubscribe"
- Or call 199 to cancel via customer care
Vi
Vi (Vodafone Idea)
OTT bundles, VAS services
- Open Vi app → "My Plan" section
- Check "Value Added Services" section
- Tap any service → "Deactivate"
- Or SMS "STOP ALL" to 155223 to cancel all VAS instantly
SMS trick: Send STOP ALL to 155223 from your Vi number — cancels all unwanted value added services in one shot.
✉
Gmail / Email Inbox Trick
Find every forgotten subscription fast
Smart Hack
- Open Gmail or any email app
- Search: subscription renewal
- Also search: auto-renew payment receipt
- Sort by sender — repeat senders = active subscriptions you forgot
- Click any email → visit that service's website and cancel from account settings
Every service sends a renewal receipt email even if you changed payment methods. This reveals subscriptions not linked to your current phone or card.
Tap each item to mark it as checked and cancelled. Work through the full list to make sure you're not leaking money anywhere.
UPI apps
✓
Google Pay — checked & cancelled mandates
UPI
✓
PhonePe — checked & cancelled mandates
UPI
✓
Paytm — checked & cancelled mandates
UPI
✓
Bank app — standing instructions checked
SI
OTT platforms
✓
Netflix — subscription status checked
₹149–649
✓
Amazon Prime — subscription status checked
₹299
✓
Disney+ Hotstar — subscription status checked
₹299+
✓
Sony LIV — subscription status checked
₹299+
✓
Zee5 — subscription status checked
₹99+
✓
Spotify — subscription status checked
₹119
✓
YouTube Premium — subscription status checked
₹139
✓
Twitter / X Premium — subscription status checked
₹650+
Telecom & others
✓
Airtel Thanks — subscriptions reviewed
Varies
✓
MyJio — add-ons reviewed
Varies
✓
Vi — VAS services reviewed
Varies
✓
Credit card statement — recurring charges checked
Statement
✓
Gmail — searched "renewal" to find hidden subs
Email
Audit progress
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